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Restaurant Asset Based Loans
Turn your restaurant’s assets into working capital. With Dine Well Financial, you can put the value of your equipment, inventory, and receivables to work instead of letting them sit idle.
- Facilities based on real restaurant assets
- Amounts starting at $50,000 up to $10 million
- Terms ranging from 6 months to 36 months
- Fixed daily, weekly or monthly payments
What Restaurant Assets Can Secure a Loan?
Our secured restaurant lending partners may use your restaurant assets as loan collateral to secure competitive interest rates and higher loan amounts. It is the right structure for kitchen equipment purchases, restaurant real estate investments, and large expansions.
Kitchen equipment
Commercial kitchen equipment and appliances are the most common collateral in food service lending.
Real estate and property
Owned buildings and long leaseholds anchor the largest facilities.
Receivables and licenses
Food inventory, restaurant accounts receivable, and liquor licenses and permits can all count toward your borrowing base.
Why Choose Collateral Based Lending?
Collateral changes the math. Secured facilities typically price lower than unsecured restaurant loans, approve larger amounts, and flex on credit history because the asset carries part of the risk. Fixed daily, weekly, or monthly payments make budgeting straightforward. Stop letting your assets collect dust and put them to work for your business.
Asset Based Loans FAQ
Commercial kitchen equipment, restaurant real estate, food inventory, accounts receivable, and even liquor licenses and permits. Lenders build a borrowing base from whatever holds resale value.
Facilities in our network run from $50,000 up to $10 million, driven by the appraised value of your restaurant assets.
Credit matters less than the collateral. Because the asset secures the facility, lenders approve profiles that unsecured programs decline.
Terms range from 6 to 36 months with fixed daily, weekly, or monthly payments, so servicing stays predictable.
Yes. Your ovens, ranges, and refrigeration keep working in your kitchen throughout the loan. The lender only holds a lien, not the keys.
More Restaurant Funding Options
Funding Services
Ready for Restaurant Funds to Meet Your Needs?
You shouldn’t have to wait weeks for what you need today. Call now or apply online in minutes. With our easy application, many clients receive funds in just a few days, subject to lender approval and qualifications.