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Restaurant Invoice Factoring
Tired of waiting 90 days for catering payment? We connect you with factoring companies that can turn pending restaurant invoices into working capital. With advances from $20,000 to $10 million, many clients never wait 90 days for cash again.
- Advances starting at $20,000 up to $10 million
- Terms ranging up to 18 months
- Easy online application
- Turn pending restaurant invoices into immediate funds
Who Uses Restaurant Invoice Factoring?
Any food service business that invoices on terms: catering companies, food distributors, corporate dining services, and restaurants with wholesale or events revenue. Our restaurant factoring partners advance up to 90% of invoice value, then settle the remainder when your customer pays.
Catering companies
Corporate clients paying net-60 no longer decide when you make payroll.
Food distributors
Factor receivables from grocery and restaurant accounts to fund the next truckload.
Corporate dining
Contract billing cycles smooth out into weekly, predictable cash flow.
Accounts Receivable Financing Benefits
Factoring approval rides on your customers’ credit, not yours, so no credit checks hit your restaurant business with many factors. Customer credit protection is included with most programs, same day funding is available in some cases, and recourse and non-recourse options let you choose who carries the default risk.
Invoice Factoring FAQ
You sell outstanding invoices to a factoring partner and receive up to 90% of their value up front, often the same day. When your customer pays, you receive the remainder minus the factoring fee.
No. Approval is based on your customers’ payment strength, and many factors run no credit checks on your restaurant business at all.
Programs in our network advance from $20,000 up to $10 million, with advance rates up to 90% of invoice value.
With recourse factoring you buy back invoices your customer never pays. Non-recourse shifts that default risk to the factor for a slightly higher fee. We connect you with both options.
It is one of the best fits in food service. Catering and corporate dining run on net-30 to net-90 invoices, and factoring converts those into immediate working capital without new debt.
More Restaurant Funding Options
Funding Services
Ready for Restaurant Funds to Meet Your Needs?
You shouldn’t have to wait weeks for what you need today. Call now or apply online in minutes. With our easy application, many clients receive funds in just a few days, subject to lender approval and qualifications.